Description: This presentation is an open forum from the 1991 Meeting of the Society of Actuaries, held June 3-5 in Colorado Springs. The panelists discuss long-term care insurance from various viewpoints, including the consumer’s desires, needs, knowledge, and interests, intermediaries' role in defining benefits, cost of benefits such as inflation protection and nonforfeiture, financial ability to purchase, buying attitudes of the public for coverage, and trade-offs between price and features. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 3B.

Description: Panelists identify the unique challenges and risks associated with asset/liability management for long-term care insurance and explore possible solutions to the challenges identified. From the Record of the Society of Actuaries, Volume 28, No. 3, Session 28pd.

Description: This session exams the SOA Long-Term Care Valuation Table Committee's progress on valuation, reserve adequacy & regulatory issues as well as table construction and implementation. From the Record of the Society of Actuaries, Volume 27, No. 1, Session 97

Description: Panelists at this session of the SOA 1995 Vancouver Spring Meeting present key findings of a recently released inter-company study of long term care experience.

Description: This presentation from Session 87PD of the SOA 1996 Colorado Springs Meeting is about managing long-term-care persistency risk. The panelists comment on: 1. findings from the SOA 1995 Long-Term-Care Experience Report, 2. pricing implications, and 3. steps taken to affect persistency results. From the Record of the Society of Actuaries, Vol. 22, No. 2.

Description: This session discussion is about nonforfeiture values for long-term care: valuation of different approaches [cash surrender value, return of premium, reduced paid-up, extended term, shortened benefit period], sensitivity testing, implications for marketing and regulatory status. From Record of Society of Actuaries Vol. 19, No. 1A.

Description: 2004 SOA Spring Meeting, Anaheim, CA. The panel discussed how to analyze LTC flows from an asset perspective, recognize embedded derivatives in LTC and determine strategies for hedging fair value. The goal was for the attendees to learn to view LTC from an investment rather than a liability perspective, recognize embedded risks in today's LTC marketplace, and deal with investment risks in LTC.

Description: Panelists at this session of the SOA 2003 Vancouver Spring Meeting discuss Long Term Care Insurance pricing including the appropriate assumptions for claim costs, mortality, interest, lapse rates and required surplus, plus regulatory issues and the ability to obtain and implement rate increases.

Description: Panelists discuss pricing considerations on long-term care inforce contracts including: · State & NAIC regulation on premium rate changes · Challenges in implementing premium changes · Product design features like rate guarantees and limited-pay contracts From the Record of the Society of Actuaries, Volume 28, No. 3, Session 6

Description: In this session on the topic of health insurance valuation issues, the topics covered included Sarbanes-Oxley considerations, internal replacement Standards of Practice, self-funded plans, and long-term-care insurance developments. From a session at the Health/Pension Spring Meeting held in New Orleans, Louisiana June 15-17, 2005.